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12 May 2016

IEASA Western Cape to offer full NQF4 training for Garden Route
The Institute of Estate Agents of SA, Western Cape, will for the first time be offering full FETC Real Estate NQF4 training sessions in conjunction with a fully accredited training provider in the Garden Route area, starting on the 26 and 27 May this year and registrations are now open for this, says Annette Evans, general manager of the Institute, Western Cape.

The NQF4 course programme consists of three modules which are split into four contact sessions (each session being two days) over a period of twelve months. There is one compilation session, which is one month before the end of the programme to ensure all files are complete. The final summative assessment happens on the same day as the compilation session. All training material is provided at no extra cost and the sessions are held in a face-to-face classroom environment. The training provider offers personal support throughout the entire learning process, says Evans, and based on feedback the Institute has received, this goes a long way to providing a great practical and theoretical knowledge base as a successful professional.
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Transport operators must be included in town planning
Transport Minister Dipuo Peters has encouraged all municipalities to ensure that they include transport service operators in their planning.

Minister Peters made the call in the aftermath of the taxi violence at the Mall of Africa in Gauteng, where taxi operators were jostling for access to the mall and for routes.

Minister Peters said the violence could have been avoided if municipalities, developers and the transport operators could have engaged during the planning and construction process.
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Get clued up: What you need to know about debt
A large percentage of the South African population is currently in debt and what is not always fully understood is that debt is not just debt; there are in fact different types of debt.

The two types of debt that you may find yourself in are: good debt, and bad debt.

It is exceptionally important to be able to identify what kind of debt you are getting yourself into when you are purchasing on credit, getting a loan, or planning monthly repayments, as the two different types of debt each have their own benefits or downfalls.
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Government on track to provide 1.5 million homes
Human Settlements Minister Lindiwe Sisulu says government aims to make available 1.5 million housing opportunities during the current term of office. The Minister said this when she tabled the department’s Budget Vote Speech in the National Assembly on Tuesday, 3 May.

“We have committed that we will, between now and 2019, deliver 1.5 million housing opportunities. We remain committed to changing the apartheid spatial planning and developing new cities like Cosmo City where our people stay close to economic opportunities and social amenities,” she said.
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Real-life disaster story: Buying a property
Jenny, a recently divorced entrepreneur, had been through a harrowing hijacking ordeal at her home. The experience left her feeling vulnerable and she decided to move to a more secure area. So she found her dream property in a gated suburb - everything about the house was a perfect fit… or so she thought!

“It had a small flatlet I could use as a home office, it was spacious and had a garden for my two dogs plus armed patrols - and the price was within my budget,” says Jenny. “Besides some cosmetic work and a few minor repairs needed, it was perfect in every way and it all fell into place.”

The couple selling were in their late-70s and needed the money to fund their move into a retirement village with a frail care facility. Jenny’s existing property sold within two weeks and her offer was accepted, finance approved and the deal went through without a hitch.
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Buying a home off-plan? Avoid home loan pitfalls
Buying a new home off-plan is a pretty common occurrence in today’s property market, but it can mean a long wait from the time the buyer’s home loan application is approved to the time when the loan is formally granted and becomes active - and this can pose a real risk for the unwary.

Shaun Rademeyer, CEO national mortgage originator, BetterLife Home Loans, says the sense of relief and excitement once a home loan has been approved can easily lead to some unwise financial choices, especially among first-time buyers.

“For example, it is natural to want to move into your new home with new curtains, furniture and appliances, but the latest smart fridge might not be the best choice - and you should really think twice before taking on any more debt to finance your purchases.”
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